Real EstateTitle Experts

A premier Florida Title Company with experienced, friendly staff, industry leading technology, and the determination to get you to the closing table.  We are a full service Settlement Agent offering a wide range of escrow services and solutions.

BUYERS, SELLERS, & REALTORS CHOOSE FIRST CHOICE TITLE & ESCROW

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Who Are We

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We are an award-winning Title Company providing Escrow Services for real estate transactions in Florida & New Jersey (more states coming soon).  As a Settlement Agent, we ensure title transfers safely from the seller to ther buyer on a residential purchase or commericial purchase.  We conduct the closing, facilitate payment of sale proceeds to the seller, and ensure delivery of keys and a recorded deed to the buyer.  For a cash out refinance or a rate & term refinance, we ensure a simple, smooth closing process with low fees and great service!

Here are some of the benefits of using us:

  • 10+ year old company and a staff with a combined 100+ years of experience
  • Legal Counsel to answer any questions and help deal with all legal issues for no additional fee
  • Industry leading technology enabling you to:
    • access you closing remotely
    • e-Sign, and close from anywhere in the world via a smartphone
    • Get buyer quotes and seller net sheets online and via our mobile app for iPhone or Android
  • Free Realtor Classes, professionally taught to help Realtors stay informed and deliver more value to their clients
  • Marketing classes and tools to help Realtors close more deals

Whether you are a Realtor, a buyer, a seller, a real estate investor or wholesaler, or a lender, learn more about our services by clicking below

HOW IT WORKS

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Most closings take about 30 days.  Here’s an example timeline showing you what you can expect from contract to close:

April 1st

Contract Received

When you have a fully executed contract, send it to us ASAP so we can get started clearing title.  

Once we receive the contract we will:

April 1st

April 3rd

Escrow Deposit Due

Most contracts require the buyer to make the escrow deposit within within 3 days.  Check your contract terms to make sure you don’t miss the deadline and void your contract.

April 3rd

April 5th

Title Search Complete

We will receive the title search within 2-5 days and notify all parties of any issues requiring attention prior to closing.  

If there is an association requiring approval, you should apply to the HOA for approval by this point.  If you are obtaining a loan, you should have submitted a loan application by this point.  Refer to your contract terms for specifics.

April 5th

April 10th

Municipal Lien Search Complete

We should receive the municipal lien search within 5-10 days and will notify the parties of any outstanding permits or code violations.  

April 10th

April 15th

Estoppel Complete

Homeowners associations have 10 days to complete an estoppel request.  By this point we should have received the estoppel and can notify the parties of any HOA violations, special assessments, or deliquencies.

April 15th

April 20th

Title Cleared – Ready to Close

At this point your survey should be complete and most title issues resolved.  If it’s a cash transaction, we are likely ready to close.  If finance, we are likely in communication with the lender awaiting their clear-to-close.

April 20th

April 25th

Closing Prep

A few days prior to closing we will circulate a draft settlement statement to buyer & seller, buyer’s agent and listing agent.  We will schedule the closing and work out the final numbers. 

Prep the bubbly!

April 25th

April 30th

Let’s Close!

Buyer & seller closings are completed, usually separately.  Both parties sign either in our conference room, remotely, or online via e-Signing.  At this point, the seller is paid, the buyer receives the keys, and we pop the champagne!

Congratulations!

April 30th

MORE ABOUT us

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Whether you are a Realtor, a buyer, a seller, a real estate investor or wholesaler, or a lender, learn more about our services by clicking below:

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First Choice Title & Escrow

First Choice Title & Escrow

Title Company, Escrow Agent, Settlement Services

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VIEW OUR LATEST BLOG POSTS

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Not all blogs are created equal!  Our blog is is comprised mostly of videos.  Some are funny, but some are serious business.  Click on one below:

OUR AFFILATIONS

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We are proud to affiliate with many reputable, national associations that specialize in real estate services.  

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